Terms & Conditions
Referral Program Terms and Conditions
Referral Program Terms and Conditions
Now through December 31st, 2024, participants in the Doc2Doc Lending Referral Program ("Program") are subject to Doc2Doc Lending’s Terms of Service and Privacy Policy (both available on our website), as well as the following additional Terms & Conditions for the Program. By participating in the Program, each participant represents and warrants that he/she has read and agrees to be bound by the Terms of Service, Privacy Policy and these Terms & Conditions for the Program.
1. Eligibility. Doc2Doc Lending Program’s Personal Loans are presently available to individual United States citizens, permanent United States residents, H1B visa holders, O1B visa holders who are physicians or dentists, including certain fourth-year students, residents, fellows and those in practice who have earned an MD, DO, DPM, MBBS, DDS, or DMD degree, and who otherwise meet the program’s underwriting criteria. Current employees or contractors of Doc2Doc Lending or any of its affiliates and their parents, children, siblings, spouses or domestic partners are not eligible for the Program. You may refer friends and associates to Doc2Doc Lending under the Program even if you have not borrowed through Doc2Doc Lending.
2. Referral. To refer your eligible friends and associates, you must share your referral rock specific code or provide the name of the individual that referred you. The new borrower must then input your custom code in his/ her application or your name in order for you to be credited for the referral. You may choose to make referrals (and distribute your custom referral code) by email, Facebook, Twitter or other social media outlets.
3. Referral Award. If referral is approved and funded, payments will be made in accordance with the following:
The referrer will receive $200 payment, and the approved funded customer will receive $100 payment after funds disburse.
The maximum referral payments to you per calendar year is $10,000. If an approved customer receives more than $600 in referral rewards they will be required to complete a W9 form and will be subject to Internal Revenue Service report requirements.
Only one payment to a referring person will be awarded per funded Program Loan. If two or more individuals refer the same approved customer , referral credit will be given based on which code was used to apply for a Program Loan through Doc2Doc Lending’s website.
Doc2Doc reserves the right to seek reimbursement from you and any friend of any amounts paid as pursuant to the Program and these Terms and
Conditions, that are the result of solicitations via mass solicitation.
If a prospective referral that you refer is a previous recipient of a Program Loan, you will not receive any payment for new Program Loans that are funded.
Lending decisions are not impacted in any way by participation in the Program.
If a prospective referral that you refer is a previous recipient of a Program Loan, you will not receive any payment for new Program Loans that are funded.
Lending decisions are not impacted in any way by participation in the Program.
4. Referral Courtesy. Referral messages should be sent only through the Program as described in these Terms & Conditions. Please send your referrals only to eligible friends as described above and herein, and refrain from mass emailing colleagues and former classmates. Use only truthful, non-misleading statements that accurately reflect Program Loans and the Program when sending a referral message.
5. No Spam or Solicitation. Referring persons must comply with all applicable laws, regulations and guidelines, including up-to-date "SPAM" laws. For example, emails must be created and distributed in a personal manner. Bulk email distribution and any use of automated devices or third-party services is prohibited. By participating in the Program, participants agree not to solicit applications for loans and will restrict their activities to informing their personal contacts about Doc2Doc Lending’s personal loan options. Any distribution of a Program referral link that could constitute unsolicited commercial email or "spam" under any applicable law or regulation, or that otherwise violates any restriction imposed by Doc2Doc Lending or is otherwise inappropriate as determined by Doc2Doc Lending in its sole discretion, is expressly prohibited and will be grounds for immediate exclusion from the Program.
6. Content Ownership and Use.
A. Doc2Doc Lending’s online platform and the Program contain content that includes designs, text, graphics, images, video, information, logos, button icons, software, audio files, computer code, and other content (collectively, "Content"). As between you and Doc2Doc Lending, all Content is the property of Doc2Doc Lending or its licensors and is protected under copyright, trademark, and other laws. The compilation (meaning the collection, arrangement, and assembly) of all Content on Doc2Doc Lending’s online platform or the Program is the exclusive property of Doc2Doc Lending and is protected by copyright, trademark, and other laws.
B. License to You Doc2Doc authorizes you, subject to these terms, to access and use Doc2Doc Lending’s online platform, the Program, and the Content solely for your personal, noncommercial use. This license is revocable at any time without notice and with or without cause. Unauthorized use of the Content may violate copyright, trademark, and applicable communications regulations and statutes and is strictly prohibited. You must preserve all copyright, trademarks, service marks, and other proprietary notices contained in the original Content on any copy you make of it.
C. Trademarks The registered or unregistered logos, product and service names contained in Doc2Doc Lending’s online platform, or the Program are or may be trademarks of DOC2DOC LENDING or its licensors (the "Marks"). Without Doc2Doc Lending’s prior written permission, and except as solely enabled by any link as provided by Doc2Doc Lending, you agree not to display or use in any manner the Marks.
D. User-Submitted Content The registered or unregistered logos, product and service names contained in Doc2Doc Lending’s online platform, or the Program are or may be trademarks of Doc2Doc Lending or its licensors (the "Marks"). Without Doc2Doc’s prior written permission, and except as solely enabled by any link as provided by Doc2Doc Lending, you agree not to display or use in any manner the Marks.
7. Right to Cancel Program or Change Terms. Doc2Doc Lending reserves the right to cancel the Program or to change these Terms & Conditions at any time in its sole discretion. Any unclaimed referral rewards will be forfeited at that time. Doc2Doc Lending reserves the right to disqualify anyone from this Program if any participant abuses this Program, as determined by Doc2Doc Lending in its sole discretion.
7. Right to Cancel Program or Change Terms. Doc2Doc Lending reserves the right to cancel the Program or to change these Terms & Conditions at any time in its sole discretion. Any unclaimed referral rewards will be forfeited at that time. Doc2Doc Lending reserves the right to disqualify anyone from this Program if any participant abuses this Program, as determined by Doc2Doc Lending in its sole discretion.
Independent Contractor. Your participation in this Referral Program is solely as an independent contractor. Neither you nor Doc2Doc intend to establish an employment relationship, and you are not entitled to any benefits. We may require completion of a Form W-9 prior to payment of any referral. Any payments that are not claimed within 180 days of the date the funds have been made available because either the direct deposit bank account or required tax information have not been provided are subject to forfeit.